Phishing…Internet Fraud October 4, 2008
Working in a bank gets you very aware of all different types of fraud in the world today. Phishing, also known as “carding” or “spoofing,” is internet and e-mail fraud. It starts with you receiving an e-mail from a fraud pretending to be from a reliable company or financial institution you associate with. They ask you to “update” or “validate” your financial accounts, social security number, passwords, or other personal information. They will look real but in reality it’s someone trying to get you to willingly give them your information without realizing its a scame.
Wachovia Bank has a list of tips on how to minimize the risk of fraud at http://www.wachovia.com/helpcenter/page/0,,5184_5274_5457,00.html . This list explains some important information like not sharing your pin number, canceling lost cards immediately, storing financial information in a locked place, and to regularly review your account activity. They also have a Customer Fraud Assistance Prevention brochure http://www.wachovia.com/file/new_fraud_0728.pdf, which explains how to minimize your risk by taking preventative measures. This includes checking and emptying your mailbox frequently, not giving our personal information, not writing your PIN number down, and using a shredder to destroy personal information. This brochure also goes into detail of what to do if you are a victom of fraud or identity theft.
BB&T Bank offers advice on phishing as well in the form of a short video. They show you examples of how phishing can occur with e-mails saying, “Click here to update your account,” “There’s a problem with your account,” and “Enter in your ATM card number and PIN.” They explain how phishing trys to steal passwords, personal information, or give your computer a virus. http://www.bbt.com/about/privacyandsecurity/phishing.html
By being careful and taking preventive measures, we can avoid becoming another person subject to fraud.
The Mojave Experiment September 20, 2008
Before this class, I had only heard of the Mojave Experiment and knew it had something to do with Windows Vista. The first website I found was http://www.mojaveexperiment.com/html/, which explained that the experiment was to see what users thought of Windows Vista when they didn’t know it was Vista. The code name was “Mojave” and it was supposed to be the next operating system. Studies showed that 94% voted “Mojave” higher than had rated Windows Vista before then had seen the demo. None of the respondents rated “Mojave” lower than they had rated Vista before. The average score for Vista before the Mojave Experiment was a 4.4, and after the demo “Mojave” was rated an 8.5. The studies included both videotaped and non-videotaped participants. These contestants were using Windows XP, older versions of Windows, Apple software, and Linux software.
According to http://www.friedgeek.com/2008/08/04/the-mojave-experiment, they think the Mojave Experiment was a train wreck. Since the studies were just people watching demos of what “Mojave” can do, no one was able to be hands on and learn for themselves. The site goes through many quotations people said about “Mojave” but they were based on the video they watched. How can you really rate new technology if you can’t experiment with it yourself?
According to http://www.engadget.com/2008/07/29/mojave-experiment-goes-live-doesnt-fail-to-annoy/, they really wonder how the ratings jumped from a 4.4 before the demos to a 8.5 afterwards. Had people really heard horrible things about Vista prior and they were enlightened to how wonderful it was after seeing a short 10 minute video? They believe that Windows did not use any scientific method for this “experiment.”
From what I have heard from friends that have Vista is that it is not user friendly. I know a few people who have struggled with getting many programs to work because of all the safety features build in to protect from viruses. But when you have to work ten times harder to allow programs access, is it really worth the upgrade?